Real estate professionals face many threats not covered by E&O.

  • In 2017, nearly $1 Billion in transactions were the target of wire fraud. It worsened in 2018.
  • According to the FBI, scams targeting real estate rose 1,100 percent from 2015 to 2017 and monetary losses increased 2,200 percent.
  • Losing your phone or getting hacked, can trigger data breach notification and credit monitoring laws.
  • Posting a picture or providing a home inspection that is copyrighted can result in a copyright infringement claim. Attorneys and others are buying the rights then suing.
  • Ransomware can lock all your data unless you pay a ransome

Investigating, Defending, and Recovering from an incident can cost thousands. Not to mention the lost sales and stress.

Protecting your assets, and those of your clients, is a top priority. We make it simple and affordable.

Individuals, click below. Firms click here

Quote & Buy

Policy Information and Pricing


What the Policy Pays For:

  • Attorneys, Computer Forensic experts, and Other Expenses to investigate, help recover, and defend you after a Cyber Event
  • Damages, such as replacing money stolen due to wire fraud, or paying for copyright infringement or ransomware recovery.
  • Notification and credit monitoring to those who had sensitive personal data compromised
  • Upgrade of computers/software to prevent future breaches
  • 24/7 Cyber Incident Response- Cyber experts available to help you recover after a breach

What’s Covered:

  • Wire Transfer fraud- Theft of client money by fraudulent wiring instructions, etc.
  • Data Breach- Theft of private business and/or client information.
  • Multimedia Liability- Claims of copyright infringement, defamation, plagiarism from use of photos, home inspections, etc.
  • Cyber Extortion/Ransomware-Threat to release, or prevent access to client and other data on your computer unless you pay a ransom.

More Information:

Below are the coverage and annual pricing options for individual real estate licensees.

POLICY LIMIT $100,000 $250,000 $500,000 $1,000,000
CRIME (wire fraud, etc.) $10,000 $25,000 $50,000 $100,000
DEDUCTIBLE $1,000 $1,000 $1,000 $1,000
STANDARD PREMIUM* $250 $350 $450 $1,000
PREFERRED PREMIUM* $125 $200 $300 $600

Preferred Premium requires risk management procedures including:

  • Dual Factor Authentication: Requiring a text code to change your email and other passwords
  • Enabling auto-updates for your operating system
  • Use DNS Services with advanced security or subscription virus software
  • Warning your clients of potential wire fraud in writing

We want to help you protect your business, and qualify for the best rates, so video tutorials are included to help you meet the Preferred Premium requirements, which must be in place 72 hours from purchase.

Getting covered is easy, click below, answer a few questions, select your coverage and buy.

Quote & Buy

We use a Master Policy for all Members, so you will be issued a Certificate of Coverage showing the coverage you chose. Coverage begins the day after your purchase. For more details, go to our FAQ page click here.

* Membership in the Realty Cyber Purchasing Group is required and is an additional $20. Depending on our filing in your state, additional taxes and fees may be required. If so, we may not participate in the state guarantee fund. Realty Specialty Insurance, LLC is the insurance broker for the Realty Cyber Purchasing Group (RCPG) and is licensed in all states where the RCPG operates. For a list of license numbers, click here. Subject to Underwriting and other qualifications. Read the policy for full description of coverage and exclusions. Premiums subject to change. Not available in all states.

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